Inside Scoop: Working with Subcontractors Through an Insurance Lens (1 Credit Hour)

This course teaches contractors how to work with subcontractors in a way that protects them with insurance carriers, helps prevent claim denials, and can lead to better rates. It covers the essentials carriers expect, including a written subcontractor agreement with key risk-transfer terms, clear minimum coverage requirements, and a clean process for collecting and verifying certificates of insurance. You will also learn how to avoid costly surprises when a subcontractor’s policy lapses by requiring notice of cancellation, keeping records audit-ready, and treating 1099 labor the same as any subcontractor from an insurance standpoint.